Missouri Insurance Requirements.
Continuing Education Requirements
This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.
Hours Required
Life Health and Property Casualty Producers must complete 16 hours of continuing education every two years., of which 3 ethics credits are required.
Life and health Producers must complete courses in the Life and Health/General credit category.
Property and Casualty producers must complete courses in the Property Casualty/General Credit Category.
Producers licensed in both Life/Health and Property/Casualty may complete courses in any combination including Life Health / Property Casualty / or General credit category.
Title Agents must complete 8 hours of continuing education every two years in courses under the title category (must be title credits).
Compliance Date
License issuance date, biennially
Approved Course Delivery Methods
• Online self-study courses (passing grade of 70% required on final exam)
• Classroom
• Interactive Online
Exam Requirements
Self-study final exams no longer require a proctor. MO CE regulations were changed effective Sept 30, 2016. The regulation states that for self-study courses the individual must pass an exam. The regulation no longer states that it must be proctored.
Course Subject Requirements
• All LH and PC producers must complete a 3 hour course in ethics
• Producers selling Long Term Care Partnership policies must complete a one time eight hour training course and four hours of continuing education every four years.
• All Missouri licensed resident insurance producers who sell federal flood insurance policies are required to complete a one-time 3-credit course in flood.
Carryover Credits
Excess CE credit hours may be carried over to the next reporting period.
Course Repetition
Courses may not be taken more than once in each reporting period.
Exemptions
These requirements may be waived if:
- You have suffered a serious physical injury or illness
- You are on active duty in the Armed Forces for an extended time.
- You Reside outside the United States
- You Are age 70 or older
- Non-resident agents are exempt from the CE requirement if they are in compliance with the requirements of their home state.
Please contact the department of insurance for specifics regarding exemptions from completing continuing education requirements.
Credit Reporting
Cape will submit your credit hours to SBS (State Based Systems) within 30 days of course completion. Course completion certificates are provided for your personal records.
Contact Information:
If you have any questions regarding renewal or credits, please contact:
Missouri Department of Insurance
License Section
P.O. Box 690
Jefferson City, MO 65102-0690
(573) 751-1960
http://insurance.mo.gov/
Contact Cape:
Cape School, Inc.
P.O. Box 169
Buckingham, VA 23921
Phone: 800-729-7363
Fax: 888-303-1828
Or email us below
Have Questions? Call us at # 800-729-7363 or reach us by email at info@capeschool.com.